Jakarta, 9 January 2024 – PT Mandiri Sekuritas (Mandiri Sekuritas/Company) launched Layanan Investasi #SerbaSyariah (#EverythingSyariah investment services) through a collaboration with PT Bank Syariah Indonesia Tbk (BSI). In this occasion, BSI also launched its sharia compliant online account opening for customer funds (Rekening Dana Nasabah/RDN), the first one in Indonesia. With this collaboration, customers can invest in the sharia capital market and enjoy the convenience of opening online sharia securities accounts through Mandiri Online Securities Trading (MOST) Syariah by Mandiri Sekuritas.
The Muslim population in Indonesia as of 2023 has reached more than 240 million or around 85% of the total population of over 278 million. Meanwhile, data from the Indonesia Stock Exchange (BEI) shows that the total number of investors in the Indonesian capital market in 2023 has surpassed 12 million. From this number, approximately 137 thousand are sharia stock investors (out of 5 million stock investors). Furthermore, the national Survey of Financial Literacy and Inclusion (SNLIK) by the Financial Services Authority (OJK) in 2022 shows that the financial literacy rate in the Indonesian capital market is at 4% and inclusion rate is at 5.19%. Furthermore, the financial literacy rate for sharia finance in Indonesia is 9.14%, where the conventional financial literacy rate reaches 49.6%.
President Director of Mandiri Sekuritas, Oki Ramadhana, said, "The statistical figures and survey results on financial literacy and inclusion in the capital market shows a significant potential for growth in the Indonesia Islamic capital market. Recognizing this potential, Mandiri Sekuritas is highly committed to continuously enhancing its active role in fostering financial literacy and inclusion in the Islamic capital market through initiatives such as the #SerbaSyariah investment services. The collaboration between our digital trading platform MOST Syariah and BSI offers the first online Customer Fund Account (RDN) opening service by a full-fledged sharia bank in Indonesia."
“The collaboration between Mandiri Sekuritas and BSI, as part of the Bank Mandiri Group ecosystem, is a form of our commitment to developing a digital sharia investment ecosystem in Indonesia. Through this collaboration, customers and public in general have broader access to investing in the sharia capital market which easier and halal. We hope that this collaboration can be useful for more Indonesian capital market investors who want to be more advanced in investing, seek blessings, and gain benefits through #SerbaSyariah investment services at MOST Syariah,” added Oki.
Hery Gunardi, CEO of BSI, warmly welcomes the collaboration that opens up broader access for BSI customers to the Islamic capital market investment. This partnership marks BSI as the first full-fledged Sharia bank in Indonesia to launch an online Sharia Customer Fund Account (RDN) opening. It also reflects BSI's commitment to consistently providing Sharia financial solutions for customers in Indonesia.
"We are optimistic that this synergy can strengthen and deepen the Islamic financial industry in our homeland, so that our grand vision of making Indonesia the epicenter of the world's Islamic finance gradually comes true," said Hery Gunardi.
The #SerbaSyariah investment services and the opening of Sharia securities accounts at Mandiri Sekuritas are fully supported by BSI with the Sharia online Customer Fund Account (RDN) product known as BSI Sharia Securities Savings Account, utilizing the Mudharabah Muthlaqah contract. This savings account will be used by customers for the settlement of Sharia securities transactions in accordance with the Fatwa of the National Sharia Council of the Indonesian Ulama Council (DSN MUI).
During the launch period, Mandiri Sekuritas is conducting a promotion for the first 1,000 customers who successfully complete the opening of a sharia securities account at MOST Syariah and make an initial deposit of at least Rp1,000,000 (one million). They have the chances to win a prize of 100 shares of BRIS*. More detailed information about #SerbaSyariah investment services can be found in Mandiri Sekuritas' social media platforms (Instagram, TikTok, Twitter, and YouTube), Care Center at 14032, or via email at care_center@mandirisekuritas.co.id.